It’s no secret that in today’s day and age people are busy. Even though, in recent years, we’ve tried to stop glorifying how busy we are, the fact remains: the modern age is filled with people living incredibly busy lifestyles. Most people have education, work, family, friends, hobbies, a “side hustle” or part-time job, pets … Read more
An emergency fund is something that every household needs to maintain. Some households are smart enough to maintain an active emergency fund and feed it a fixed amount every month. Other households are run by imprudent people who spend extravagantly and learn the importance of saving in the hard way. It’s up to you to … Read more
Before we look at ways to improve our credit score, we must first understand what is a credit score? A credit score in simple terms is an estimation of an individuals creditworthiness, which is arrived at by using a mathematical estimation based on a detailed analysis of ones credit files. A high credit score is … Read more
Care for your business? Then understand challenges are not always anticipated and the consequences of not overcoming them are not always visible. Business owners prepare themselves to meet and overcome challenges. Little do they know seemingly easy challenges are sometimes the hardest to deal with. Challenges can come from internal issues too. Investor and wealth … Read more
Are you receiving annuity payments from a structured settlement? Are you in need of a lump sum of money now? If so, you might want to consider taking annuity cash out. There are a few things that you should consider to help you decide if this is the option for you. Do the benefits of … Read more
When in a foreign country, a person often finds it quite problematic to get a loan. Even when a person takes credit in his native country, there are instances when the person defaults while making the repayments. Therefore the moneylenders are very cautious in giving loans to a foreigner. The situation has now changed quite … Read more
Your payment history makes up 35% of the credit report. That’s the reason financial experts insist you to pay your debt in time. What happens when you make a late payment? You pay a penalty for that. What else? Your credit score suffers. Late payment myths There are some myths around late payments, which I’m … Read more
When a marriage is truly over, the arguments have stopped a long time ago. In many cases, all that is left to do is the legal work, and this is where divorce attorneys come in. They are supposed to be used to tie up any legal issues when it comes to divorce, but some people … Read more
When discussing personal retirement savings, it’s not often you read about a new retirement account. New strategies or tactics are common, but a new account is unique. While an HSA is not new to the market (they have been around since 2004), their application to retirement healthcare is. Let us show you why HSAs are equally helpful … Read more
The survival of a new marriage depends upon a lot more things than just dividing the household chores. A discussion about money management and handling the credit cards are also essential for facing all the troubles of a conjugal life. So, setting up some credit rules might actually help the newlyweds to get out of … Read more